Call reports 2011
INTERNATIONAL BANK OF AMHERST, THE — 2011
What INTERNATIONAL BANK OF AMHERST, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 46,368,000 | 46,161,000 | 46,261,000 | 48,905,000 |
| Total loans | 32,411,000 | 31,447,000 | 30,696,000 | 30,402,000 |
| Allowance for loan losses | 392,000 | 389,000 | 386,000 | 303,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,290,000 | 9,291,000 | 10,653,000 | 10,796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,488,000 | 39,168,000 | 39,161,000 | 41,864,000 |
| Interest-bearing deposits | 33,133,000 | 31,410,000 | 31,678,000 | 33,473,000 |
| Noninterest-bearing deposits | 6,355,000 | 7,758,000 | 7,483,000 | 8,391,000 |
| Equity capital | 6,702,000 | 6,800,000 | 6,906,000 | 6,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,165,000 | 1,763,000 | 2,270,000 |
| Interest expense | 69,000 | 128,000 | 186,000 | 237,000 |
| Net interest income | 498,000 | 1,037,000 | 1,577,000 | 2,033,000 |
| Noninterest income | 70,000 | 125,000 | 177,000 | 230,000 |
| Noninterest expense | 362,000 | 718,000 | 1,096,000 | 1,513,000 |
| Provision for loan losses | 0 | 39,000 | 45,000 | 45,000 |
| Pretax income | 206,000 | 405,000 | 613,000 | 669,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 5,000 |
| Net income | 204,000 | 402,000 | 608,000 | 664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,702,000 | 6,800,000 | 6,906,000 | 6,862,000 |
| Total capital | 7,057,000 | 7,145,000 | 7,248,000 | 7,165,000 |
| Risk-weighted assets | 28,363,000 | 27,533,000 | 27,290,000 | 26,726,000 |