Call reports 2019
FIRST BANK OF BOAZ — 2019
What FIRST BANK OF BOAZ reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 230,770,000 | 238,956,000 | 241,268,000 | 232,902,000 |
| Total loans | 56,247,000 | 56,116,000 | 55,760,000 | 59,278,000 |
| Allowance for loan losses | 860,000 | 864,000 | 861,000 | 856,000 |
| Securities available for sale | 158,534,000 | 168,912,000 | 169,929,000 | 164,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,399,000 | 174,224,000 | 173,837,000 | 167,039,000 |
| Interest-bearing deposits | 136,962,000 | 136,292,000 | 131,319,000 | 135,564,000 |
| Noninterest-bearing deposits | 32,437,000 | 37,931,000 | 42,518,000 | 31,475,000 |
| Equity capital | 41,205,000 | 43,491,000 | 45,544,000 | 44,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,196,000 | 4,421,000 | 6,697,000 | 8,899,000 |
| Interest expense | 464,000 | 945,000 | 1,448,000 | 1,942,000 |
| Net interest income | 1,732,000 | 3,476,000 | 5,249,000 | 6,957,000 |
| Noninterest income | 117,000 | 230,000 | 324,000 | 440,000 |
| Noninterest expense | 818,000 | 1,633,000 | 2,438,000 | 3,207,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,031,000 | 2,138,000 | 3,200,000 | 4,256,000 |
| Income tax | 212,000 | 392,000 | 562,000 | 690,000 |
| Net income | 819,000 | 1,746,000 | 2,638,000 | 3,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,181,000 | 40,772,000 | 41,281,000 | 41,836,000 |
| Total capital | 41,041,000 | 41,636,000 | 42,142,000 | 42,692,000 |
| Risk-weighted assets | 115,734,000 | 118,407,000 | 118,260,000 | 123,431,000 |