Call reports 2018
FIRST BANK OF BOAZ — 2018
What FIRST BANK OF BOAZ reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 224,578,000 | 244,592,000 | 238,987,000 | 228,243,000 |
| Total loans | 55,874,000 | 56,888,000 | 55,758,000 | 55,398,000 |
| Allowance for loan losses | 919,000 | 908,000 | 901,000 | 862,000 |
| Securities available for sale | 144,918,000 | 148,863,000 | 154,318,000 | 159,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,805,000 | 184,946,000 | 178,719,000 | 169,404,000 |
| Interest-bearing deposits | 131,481,000 | 141,323,000 | 135,367,000 | 137,061,000 |
| Noninterest-bearing deposits | 35,324,000 | 43,623,000 | 43,351,000 | 32,342,000 |
| Equity capital | 37,521,000 | 39,248,000 | 39,739,000 | 38,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,082,000 | 4,228,000 | 6,475,000 | 8,723,000 |
| Interest expense | 318,000 | 654,000 | 1,050,000 | 1,499,000 |
| Net interest income | 1,764,000 | 3,574,000 | 5,425,000 | 7,224,000 |
| Noninterest income | 127,000 | 245,000 | 364,000 | 487,000 |
| Noninterest expense | 790,000 | 1,589,000 | 2,390,000 | 3,164,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,101,000 | 2,230,000 | 3,399,000 | 4,547,000 |
| Income tax | 195,000 | 468,000 | 731,000 | 868,000 |
| Net income | 906,000 | 1,762,000 | 2,668,000 | 3,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,045,000 | 38,526,000 | 39,103,000 | 39,786,000 |
| Total capital | 38,964,000 | 39,434,000 | 40,004,000 | 40,648,000 |
| Risk-weighted assets | 120,587,000 | 119,505,000 | 121,058,000 | 115,923,000 |