Call reports 2017
FIRST BANK OF BOAZ — 2017
What FIRST BANK OF BOAZ reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 205,464,000 | 217,256,000 | 220,064,000 | 212,154,000 |
| Total loans | 52,055,000 | 55,044,000 | 54,827,000 | 59,464,000 |
| Allowance for loan losses | 942,000 | 941,000 | 923,000 | 912,000 |
| Securities available for sale | 140,845,000 | 151,487,000 | 154,166,000 | 145,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,219,000 | 158,354,000 | 160,923,000 | 152,340,000 |
| Interest-bearing deposits | 115,011,000 | 116,774,000 | 115,989,000 | 121,782,000 |
| Noninterest-bearing deposits | 33,207,000 | 41,579,000 | 44,934,000 | 30,557,000 |
| Equity capital | 36,617,000 | 37,830,000 | 38,129,000 | 38,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,919,000 | 3,906,000 | 5,990,000 | 8,068,000 |
| Interest expense | 378,000 | 698,000 | 983,000 | 1,265,000 |
| Net interest income | 1,541,000 | 3,208,000 | 5,007,000 | 6,803,000 |
| Noninterest income | 124,000 | 289,000 | 418,000 | 556,000 |
| Noninterest expense | 775,000 | 1,590,000 | 2,367,000 | 3,124,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 925,000 | 1,942,000 | 3,093,000 | 4,298,000 |
| Income tax | 210,000 | 420,000 | 635,000 | 224,000 |
| Net income | 715,000 | 1,522,000 | 2,458,000 | 4,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,726,000 | 35,809,000 | 36,341,000 | 37,495,000 |
| Total capital | 36,668,000 | 36,750,000 | 37,264,000 | 38,407,000 |
| Risk-weighted assets | 109,951,000 | 116,950,000 | 118,848,000 | 119,227,000 |