Call reports 2015
FIRST BANK OF BOAZ — 2015
What FIRST BANK OF BOAZ reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 193,369,000 | 195,478,000 | 201,182,000 | 200,406,000 |
| Total loans | 48,238,000 | 48,021,000 | 49,016,000 | 53,701,000 |
| Allowance for loan losses | 1,027,000 | 1,024,000 | 1,025,000 | 958,000 |
| Securities available for sale | 130,660,000 | 134,372,000 | 141,902,000 | 139,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,271,000 | 139,576,000 | 143,464,000 | 142,536,000 |
| Interest-bearing deposits | 110,901,000 | 112,995,000 | 113,270,000 | 116,185,000 |
| Noninterest-bearing deposits | 24,370,000 | 26,580,000 | 30,193,000 | 26,351,000 |
| Equity capital | 35,733,000 | 34,604,000 | 35,775,000 | 36,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,859,000 | 3,753,000 | 5,701,000 | 7,698,000 |
| Interest expense | 394,000 | 801,000 | 1,205,000 | 1,606,000 |
| Net interest income | 1,465,000 | 2,952,000 | 4,496,000 | 6,092,000 |
| Noninterest income | 112,000 | 242,000 | 358,000 | 486,000 |
| Noninterest expense | 729,000 | 1,476,000 | 2,224,000 | 2,959,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 848,000 | 1,718,000 | 2,656,000 | 3,686,000 |
| Income tax | 210,000 | 435,000 | 645,000 | 678,000 |
| Net income | 638,000 | 1,283,000 | 2,011,000 | 3,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,808,000 | 32,660,000 | 33,052,000 | 33,714,000 |
| Total capital | 34,835,000 | 33,684,000 | 34,077,000 | 34,672,000 |
| Risk-weighted assets | 86,106,000 | 99,007,000 | 101,655,000 | 106,741,000 |