Call reports 2012
FIRST BANK OF BOAZ — 2012
What FIRST BANK OF BOAZ reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 188,082,000 | 190,248,000 | 189,976,000 | 186,284,000 |
| Total loans | 45,743,000 | 42,964,000 | 45,930,000 | 46,756,000 |
| Allowance for loan losses | 897,000 | 734,000 | 805,000 | 891,000 |
| Securities available for sale | 128,776,000 | 130,770,000 | 134,141,000 | 131,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,305,000 | 134,375,000 | 132,567,000 | 131,221,000 |
| Interest-bearing deposits | 114,148,000 | 114,688,000 | 111,422,000 | 111,230,000 |
| Noninterest-bearing deposits | 20,157,000 | 19,687,000 | 21,145,000 | 19,991,000 |
| Equity capital | 31,221,000 | 32,873,000 | 33,964,000 | 31,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,030,000 | 4,060,000 | 6,053,000 | 8,044,000 |
| Interest expense | 518,000 | 1,018,000 | 1,466,000 | 1,895,000 |
| Net interest income | 1,512,000 | 3,042,000 | 4,587,000 | 6,149,000 |
| Noninterest income | 108,000 | 231,000 | 366,000 | 506,000 |
| Noninterest expense | 747,000 | 1,456,000 | 2,174,000 | 2,879,000 |
| Provision for loan losses | 60,000 | 165,000 | 270,000 | 375,000 |
| Pretax income | 813,000 | 1,754,000 | 2,612,000 | 3,504,000 |
| Income tax | 236,000 | 385,000 | 536,000 | 701,000 |
| Net income | 577,000 | 1,369,000 | 2,076,000 | 2,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,138,000 | 28,691,000 | 29,163,000 | 26,726,000 |
| Total capital | 29,035,000 | 29,425,000 | 29,968,000 | 27,617,000 |
| Risk-weighted assets | 98,026,000 | 99,189,000 | 100,859,000 | 100,129,000 |