Call reports 2026
CITIZENS BANK OF ELDON — 2026
What CITIZENS BANK OF ELDON reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 243,538,000 | 247,281,000 |
| Total loans | 198,734,000 | 204,482,000 |
| Allowance for loan losses | 2,657,000 | 2,649,000 |
| Securities available for sale | 18,949,000 | 19,496,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 213,200,000 | 216,344,000 |
| Interest-bearing deposits | 144,774,000 | 144,454,000 |
| Noninterest-bearing deposits | 68,426,000 | 71,890,000 |
| Equity capital | 27,093,000 | 28,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,620,000 | 7,346,000 |
| Interest expense | 690,000 | 1,326,000 |
| Net interest income | 2,930,000 | 6,020,000 |
| Noninterest income | 270,000 | 503,000 |
| Noninterest expense | 1,421,000 | 2,857,000 |
| Provision for loan losses | 100,000 | 103,000 |
| Pretax income | 1,664,000 | 3,548,000 |
| Income tax | 386,000 | 825,000 |
| Net income | 1,278,000 | 2,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,323,000 | 28,249,000 |