Call reports 2021
CITIZENS BANK OF ELDON — 2021
What CITIZENS BANK OF ELDON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 191,242,000 | 198,192,000 | 205,395,000 | 202,325,000 |
| Total loans | 132,555,000 | 134,175,000 | 131,034,000 | 131,906,000 |
| Allowance for loan losses | 1,765,000 | 1,779,000 | 1,881,000 | 1,826,000 |
| Securities available for sale | 21,424,000 | 28,484,000 | 32,211,000 | 40,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,466,000 | 175,047,000 | 182,064,000 | 179,218,000 |
| Interest-bearing deposits | 114,788,000 | 117,332,000 | 120,841,000 | 118,807,000 |
| Noninterest-bearing deposits | 53,678,000 | 57,715,000 | 61,223,000 | 60,411,000 |
| Equity capital | 21,054,000 | 21,490,000 | 21,669,000 | 21,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,905,000 | 4,121,000 | 5,898,000 | 7,643,000 |
| Interest expense | 135,000 | 260,000 | 377,000 | 487,000 |
| Net interest income | 1,770,000 | 3,861,000 | 5,521,000 | 7,156,000 |
| Noninterest income | 203,000 | 444,000 | 689,000 | 958,000 |
| Noninterest expense | 1,097,000 | 2,170,000 | 3,188,000 | 4,308,000 |
| Provision for loan losses | 99,000 | 225,000 | 330,000 | 330,000 |
| Pretax income | 777,000 | 1,910,000 | 2,692,000 | 3,476,000 |
| Income tax | 202,000 | 475,000 | 664,000 | 785,000 |
| Net income | 575,000 | 1,435,000 | 2,028,000 | 2,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,191,000 | 21,643,000 | 21,828,000 | 22,030,000 |