Call reports 2018
CITIZENS BANK OF ELDON — 2018
What CITIZENS BANK OF ELDON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 152,451,000 | 150,888,000 | 146,819,000 | 146,071,000 |
| Total loans | 111,602,000 | 111,839,000 | 114,248,000 | 115,849,000 |
| Allowance for loan losses | 959,000 | 959,000 | 944,000 | 983,000 |
| Securities available for sale | 11,850,000 | 15,143,000 | 15,119,000 | 15,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,937,000 | 129,286,000 | 125,053,000 | 124,241,000 |
| Interest-bearing deposits | 93,407,000 | 93,690,000 | 89,892,000 | 87,812,000 |
| Noninterest-bearing deposits | 37,530,000 | 35,596,000 | 35,161,000 | 36,429,000 |
| Equity capital | 19,944,000 | 20,041,000 | 20,033,000 | 20,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,447,000 | 2,975,000 | 4,566,000 | 6,195,000 |
| Interest expense | 97,000 | 206,000 | 344,000 | 496,000 |
| Net interest income | 1,350,000 | 2,769,000 | 4,222,000 | 5,699,000 |
| Noninterest income | 203,000 | 509,000 | 783,000 | 1,052,000 |
| Noninterest expense | 944,000 | 2,120,000 | 3,158,000 | 4,162,000 |
| Provision for loan losses | 1,000 | 79,000 | 260,000 | 365,000 |
| Pretax income | 608,000 | 1,079,000 | 1,587,000 | 2,224,000 |
| Income tax | 143,000 | 251,000 | 396,000 | 520,000 |
| Net income | 465,000 | 828,000 | 1,191,000 | 1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,066,000 | 20,151,000 | 20,163,000 | 20,244,000 |
| Total capital | 21,025,000 | 21,110,000 | 21,107,000 | 21,227,000 |
| Risk-weighted assets | 105,412,000 | 104,919,000 | 107,270,000 | 109,563,000 |