Call reports 2012

CITIZENS BANK OF ELDON — 2012

Name: CITIZENS BANK OF ELDON — FFIEC call report 2012
Creator: CITIZENS BANK OF ELDON

What CITIZENS BANK OF ELDON reported to the FFIEC in 2012, quarter by quarter.

PERIOD: 2012SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/68cd0ba2-4df2-4c50-b22b-851f6bf6c2d3/2012

Balance sheet

What the bank holds and owes at quarter end

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Total assets	118,171,000	120,512,000	120,856,000	117,588,000
Total loans	60,706,000	63,721,000	64,657,000	66,327,000
Allowance for loan losses	662,000	629,000	647,000	663,000
Securities available for sale	46,286,000	44,940,000	42,681,000	41,159,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	99,223,000	101,436,000	101,555,000	99,816,000
Interest-bearing deposits	80,362,000	80,595,000	80,586,000	80,633,000
Noninterest-bearing deposits	18,861,000	20,841,000	20,969,000	19,183,000
Equity capital	17,671,000	17,844,000	17,986,000	16,535,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Interest income	990,000	1,977,000	2,978,000	3,981,000
Interest expense	112,000	217,000	315,000	405,000
Net interest income	878,000	1,760,000	2,663,000	3,576,000
Noninterest income	230,000	467,000	699,000	960,000
Noninterest expense	763,000	1,545,000	2,283,000	3,051,000
Provision for loan losses	0	34,000	60,000	149,000
Pretax income	345,000	648,000	1,019,000	1,336,000
Income tax	107,000	196,000	309,000	402,000
Net income	238,000	452,000	710,000	934,000

Basel measures — not reported for every quarter

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Tier 1 capital	17,506,000	17,673,000	17,806,000	16,394,000
Total capital	18,168,000	18,302,000	18,453,000	17,057,000
Risk-weighted assets	63,691,000	66,346,000	66,689,000	67,871,000