Call reports 2015
METROPOLITAN NATIONAL BANK — 2015
What METROPOLITAN NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 442,437,000 | 443,883,000 | 454,917,000 | 455,866,000 |
| Total loans | 340,060,000 | 362,037,000 | 375,532,000 | 364,841,000 |
| Allowance for loan losses | 6,519,000 | 6,601,000 | 5,839,000 | 612,000 |
| Securities available for sale | 52,212,000 | 45,432,000 | 42,677,000 | 27,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,581,000 | 372,892,000 | 370,466,000 | 394,544,000 |
| Interest-bearing deposits | 321,879,000 | 315,553,000 | 314,177,000 | 337,189,000 |
| Noninterest-bearing deposits | 52,702,000 | 57,339,000 | 56,289,000 | 57,355,000 |
| Equity capital | 58,882,000 | 58,835,000 | 42,886,000 | 53,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,823,000 | 7,940,000 | 12,115,000 | 5,860,000 |
| Interest expense | 282,000 | 556,000 | 838,000 | 247,000 |
| Net interest income | 3,541,000 | 7,384,000 | 11,277,000 | 5,613,000 |
| Noninterest income | 815,000 | 1,944,000 | 2,827,000 | 851,000 |
| Noninterest expense | 4,245,000 | 8,695,000 | 12,681,000 | 4,119,000 |
| Provision for loan losses | 1,000 | 4,000 | -887,000 | 622,000 |
| Pretax income | 110,000 | 629,000 | 2,310,000 | 1,651,000 |
| Income tax | 4,000 | 4,000 | 42,000 | 632,000 |
| Net income | 106,000 | 625,000 | 2,268,000 | 1,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,238,000 | 52,757,000 | 36,500,000 | 36,776,000 |
| Total capital | 56,431,000 | 57,268,000 | 41,194,000 | 37,388,000 |
| Risk-weighted assets | 333,131,000 | 358,788,000 | 374,329,000 | 372,001,000 |