Call reports 2012
METROPOLITAN NATIONAL BANK — 2012
What METROPOLITAN NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 465,067,000 | 462,437,000 | 455,924,000 | 460,609,000 |
| Total loans | 303,566,000 | 294,732,000 | 285,257,000 | 283,846,000 |
| Allowance for loan losses | 10,092,000 | 9,972,000 | 9,839,000 | 8,684,000 |
| Securities available for sale | 62,379,000 | 79,858,000 | 83,945,000 | 78,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,290,000 | 387,022,000 | 381,918,000 | 391,381,000 |
| Interest-bearing deposits | 338,800,000 | 333,034,000 | 330,109,000 | 340,228,000 |
| Noninterest-bearing deposits | 47,490,000 | 53,988,000 | 51,809,000 | 51,153,000 |
| Equity capital | 57,517,000 | 57,246,000 | 57,628,000 | 57,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,432,000 | 8,623,000 | 12,600,000 | 16,597,000 |
| Interest expense | 751,000 | 1,394,000 | 1,959,000 | 2,476,000 |
| Net interest income | 3,681,000 | 7,229,000 | 10,641,000 | 14,121,000 |
| Noninterest income | 826,000 | 2,036,000 | 2,897,000 | 3,769,000 |
| Noninterest expense | 3,841,000 | 7,955,000 | 12,055,000 | 16,144,000 |
| Provision for loan losses | 900,000 | 1,804,000 | 1,810,000 | 1,811,000 |
| Pretax income | -234,000 | -494,000 | -327,000 | -65,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -234,000 | -494,000 | -327,000 | -65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,723,000 | 49,463,000 | 49,631,000 | 49,892,000 |
| Total capital | 53,155,000 | 52,789,000 | 52,919,000 | 53,177,000 |
| Risk-weighted assets | 267,861,000 | 259,375,000 | 256,488,000 | 257,326,000 |