Call reports 2016
BANK OF HINDMAN — 2016
What BANK OF HINDMAN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 197,290,000 | 197,135,000 | 197,269,000 | 193,915,000 |
| Total loans | 65,969,000 | 68,861,000 | 71,290,000 | 72,438,000 |
| Allowance for loan losses | 1,055,000 | 1,060,000 | 1,081,000 | 731,000 |
| Securities available for sale | 60,187,000 | 61,916,000 | 60,865,000 | 56,049,000 |
| Securities held to maturity | 51,884,000 | 47,372,000 | 46,877,000 | 46,878,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,167,000 | 154,532,000 | 162,455,000 | 158,279,000 |
| Interest-bearing deposits | 133,993,000 | 127,365,000 | 128,673,000 | 133,319,000 |
| Noninterest-bearing deposits | 25,174,000 | 27,167,000 | 33,782,000 | 24,960,000 |
| Equity capital | 25,069,000 | 25,562,000 | 25,701,000 | 24,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,460,000 | 3,018,000 | 4,512,000 | 6,003,000 |
| Interest expense | 311,000 | 630,000 | 953,000 | 1,290,000 |
| Net interest income | 1,149,000 | 2,388,000 | 3,559,000 | 4,713,000 |
| Noninterest income | 126,000 | 256,000 | 388,000 | 513,000 |
| Noninterest expense | 873,000 | 1,772,000 | 2,679,000 | 3,574,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 125,000 |
| Pretax income | 402,000 | 891,000 | 1,257,000 | 1,546,000 |
| Income tax | 61,000 | 195,000 | 253,000 | 276,000 |
| Net income | 341,000 | 696,000 | 1,004,000 | 1,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,872,000 | 19,020,000 | 19,120,000 | 19,178,000 |
| Total capital | 19,927,000 | 20,080,000 | 20,201,000 | 19,909,000 |
| Risk-weighted assets | 120,431,000 | 117,917,000 | 112,644,000 | 112,971,000 |