Call reports 2015
BANK OF HINDMAN — 2015
What BANK OF HINDMAN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 177,949,000 | 178,076,000 | 184,631,000 | 187,945,000 |
| Total loans | 48,998,000 | 47,852,000 | 52,193,000 | 57,733,000 |
| Allowance for loan losses | 1,105,000 | 1,050,000 | 1,071,000 | 1,081,000 |
| Securities available for sale | 57,107,000 | 58,282,000 | 56,498,000 | 53,785,000 |
| Securities held to maturity | 54,744,000 | 55,952,000 | 58,219,000 | 57,460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,214,000 | 147,208,000 | 153,007,000 | 157,185,000 |
| Interest-bearing deposits | 122,912,000 | 122,310,000 | 129,882,000 | 132,048,000 |
| Noninterest-bearing deposits | 23,302,000 | 24,898,000 | 23,125,000 | 25,137,000 |
| Equity capital | 24,882,000 | 24,380,000 | 24,868,000 | 24,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,308,000 | 2,602,000 | 3,974,000 | 5,397,000 |
| Interest expense | 281,000 | 574,000 | 875,000 | 1,184,000 |
| Net interest income | 1,027,000 | 2,028,000 | 3,099,000 | 4,213,000 |
| Noninterest income | 125,000 | 259,000 | 383,000 | 507,000 |
| Noninterest expense | 835,000 | 1,664,000 | 2,508,000 | 3,418,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 317,000 | 623,000 | 994,000 | 1,343,000 |
| Income tax | 47,000 | 89,000 | 135,000 | 141,000 |
| Net income | 270,000 | 534,000 | 859,000 | 1,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,429,000 | 18,486,000 | 18,603,000 | 18,739,000 |
| Total capital | 19,534,000 | 19,536,000 | 19,674,000 | 19,820,000 |
| Risk-weighted assets | 95,795,000 | 96,165,000 | 102,689,000 | 105,976,000 |