Call reports 2012
BANK OF HINDMAN — 2012
What BANK OF HINDMAN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 181,156,000 | 180,648,000 | 175,932,000 | 173,065,000 |
| Total loans | 54,984,000 | 53,536,000 | 59,927,000 | 59,681,000 |
| Allowance for loan losses | 991,000 | 1,026,000 | 1,042,000 | 699,000 |
| Securities available for sale | 43,663,000 | 47,124,000 | 45,608,000 | 39,379,000 |
| Securities held to maturity | 60,471,000 | 63,266,000 | 55,537,000 | 59,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,724,000 | 146,936,000 | 141,682,000 | 139,689,000 |
| Interest-bearing deposits | 122,098,000 | 119,751,000 | 115,711,000 | 114,453,000 |
| Noninterest-bearing deposits | 28,626,000 | 27,185,000 | 25,971,000 | 25,236,000 |
| Equity capital | 24,960,000 | 25,204,000 | 25,506,000 | 24,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,569,000 | 3,036,000 | 4,534,000 | 5,956,000 |
| Interest expense | 323,000 | 640,000 | 946,000 | 1,226,000 |
| Net interest income | 1,246,000 | 2,396,000 | 3,588,000 | 4,730,000 |
| Noninterest income | 114,000 | 239,000 | 341,000 | 464,000 |
| Noninterest expense | 741,000 | 1,488,000 | 2,250,000 | 3,065,000 |
| Provision for loan losses | 90,000 | 130,000 | 210,000 | 889,000 |
| Pretax income | 540,000 | 1,028,000 | 1,508,000 | 1,369,000 |
| Income tax | 100,000 | 204,000 | 293,000 | 207,000 |
| Net income | 440,000 | 824,000 | 1,215,000 | 1,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,754,000 | 17,829,000 | 17,913,000 | 17,553,000 |
| Total capital | 18,745,000 | 18,855,000 | 18,955,000 | 18,252,000 |
| Risk-weighted assets | 91,047,000 | 89,276,000 | 95,069,000 | 94,323,000 |