Call reports 2025
GEO. D. WARTHEN BANK, THE — 2025
What GEO. D. WARTHEN BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 203,267,000 | 201,113,000 | 198,503,000 | 195,317,000 |
| Total loans | 110,578,000 | 112,983,000 | 110,267,000 | 112,221,000 |
| Allowance for loan losses | 1,563,000 | 1,611,000 | 1,611,000 | 1,569,000 |
| Securities available for sale | 52,954,000 | 52,202,000 | 55,784,000 | 55,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,236,000 | 174,603,000 | 171,491,000 | 168,196,000 |
| Interest-bearing deposits | 88,636,000 | 85,572,000 | 86,521,000 | 81,956,000 |
| Noninterest-bearing deposits | 88,600,000 | 89,031,000 | 84,970,000 | 86,240,000 |
| Equity capital | 22,309,000 | 22,909,000 | 23,966,000 | 24,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,677,000 | 5,450,000 | 8,162,000 | 10,997,000 |
| Interest expense | 45,000 | 93,000 | 140,000 | 188,000 |
| Net interest income | 2,632,000 | 5,357,000 | 8,022,000 | 10,809,000 |
| Noninterest income | 368,000 | 650,000 | 946,000 | 1,253,000 |
| Noninterest expense | 2,197,000 | 4,378,000 | 6,556,000 | 8,769,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 135,000 |
| Pretax income | 758,000 | 1,539,000 | 2,278,000 | 3,171,000 |
| Income tax | 170,000 | 345,000 | 511,000 | 694,000 |
| Net income | 588,000 | 1,194,000 | 1,767,000 | 2,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,968,000 | 24,574,000 | 25,123,000 | 25,823,000 |
| Total capital | 25,466,000 | 26,092,000 | 26,594,000 | 27,317,000 |
| Risk-weighted assets | 119,794,000 | 121,317,000 | 117,540,000 | 119,424,000 |