Call reports 2024
GEO. D. WARTHEN BANK, THE — 2024
What GEO. D. WARTHEN BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 226,744,000 | 210,777,000 | 211,405,000 | 202,110,000 |
| Total loans | 115,629,000 | 114,566,000 | 109,815,000 | 109,703,000 |
| Allowance for loan losses | 1,424,000 | 1,499,000 | 1,544,000 | 1,543,000 |
| Securities available for sale | 61,138,000 | 63,473,000 | 62,783,000 | 56,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,811,000 | 187,120,000 | 186,319,000 | 177,638,000 |
| Interest-bearing deposits | 108,982,000 | 94,874,000 | 91,419,000 | 88,407,000 |
| Noninterest-bearing deposits | 94,829,000 | 92,246,000 | 94,900,000 | 89,231,000 |
| Equity capital | 19,788,000 | 20,598,000 | 22,046,000 | 21,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,730,000 | 5,521,000 | 8,288,000 | 11,037,000 |
| Interest expense | 47,000 | 93,000 | 136,000 | 177,000 |
| Net interest income | 2,683,000 | 5,428,000 | 8,152,000 | 10,860,000 |
| Noninterest income | 296,000 | 551,000 | 820,000 | 1,092,000 |
| Noninterest expense | 2,135,000 | 4,239,000 | 6,434,000 | 8,705,000 |
| Provision for loan losses | 75,000 | 150,000 | 200,000 | 200,000 |
| Pretax income | 769,000 | 1,590,000 | 2,338,000 | 3,057,000 |
| Income tax | 115,000 | 242,000 | 351,000 | 490,000 |
| Net income | 654,000 | 1,348,000 | 1,987,000 | 2,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,118,000 | 22,836,000 | 23,475,000 | 24,005,000 |
| Total capital | 23,542,000 | 24,335,000 | 24,981,000 | 25,501,000 |
| Risk-weighted assets | 126,630,000 | 125,619,000 | 120,438,000 | 119,622,000 |