Call reports 2023
GEO. D. WARTHEN BANK, THE — 2023
What GEO. D. WARTHEN BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 249,035,000 | 225,767,000 | 211,705,000 | 217,422,000 |
| Total loans | 116,495,000 | 117,323,000 | 117,073,000 | 116,724,000 |
| Allowance for loan losses | 1,363,000 | 1,439,000 | 1,514,000 | 1,414,000 |
| Securities available for sale | 83,385,000 | 72,074,000 | 62,345,000 | 59,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,871,000 | 205,142,000 | 190,803,000 | 194,883,000 |
| Interest-bearing deposits | 135,930,000 | 115,023,000 | 105,964,000 | 104,876,000 |
| Noninterest-bearing deposits | 92,941,000 | 90,119,000 | 84,839,000 | 90,007,000 |
| Equity capital | 17,312,000 | 17,660,000 | 18,001,000 | 19,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,481,000 | 5,048,000 | 7,663,000 | 10,367,000 |
| Interest expense | 54,000 | 95,000 | 134,000 | 171,000 |
| Net interest income | 2,427,000 | 4,953,000 | 7,529,000 | 10,196,000 |
| Noninterest income | 289,000 | 570,000 | 834,000 | 1,127,000 |
| Noninterest expense | 2,021,000 | 3,978,000 | 5,984,000 | 8,088,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 275,000 |
| Pretax income | 620,000 | 1,395,000 | 2,154,000 | 2,960,000 |
| Income tax | 46,000 | 104,000 | 161,000 | 222,000 |
| Net income | 574,000 | 1,291,000 | 1,993,000 | 2,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,609,000 | 20,112,000 | 21,211,000 | 22,072,000 |
| Total capital | 20,972,000 | 21,551,000 | 22,725,000 | 23,486,000 |
| Risk-weighted assets | 126,665,000 | 128,553,000 | 130,283,000 | 129,379,000 |