Call reports 2022
GEO. D. WARTHEN BANK, THE — 2022
What GEO. D. WARTHEN BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 267,794,000 | 243,441,000 | 243,959,000 | 242,479,000 |
| Total loans | 105,553,000 | 109,762,000 | 110,858,000 | 114,141,000 |
| Allowance for loan losses | 1,151,000 | 1,116,000 | 1,182,000 | 1,290,000 |
| Securities available for sale | 79,038,000 | 89,687,000 | 87,762,000 | 83,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,251,000 | 224,927,000 | 225,579,000 | 223,309,000 |
| Interest-bearing deposits | 146,677,000 | 126,278,000 | 127,339,000 | 126,312,000 |
| Noninterest-bearing deposits | 101,574,000 | 98,649,000 | 98,240,000 | 96,997,000 |
| Equity capital | 17,031,000 | 16,014,000 | 15,667,000 | 16,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,754,000 | 3,773,000 | 5,961,000 | 8,296,000 |
| Interest expense | 39,000 | 80,000 | 121,000 | 179,000 |
| Net interest income | 1,715,000 | 3,693,000 | 5,840,000 | 8,117,000 |
| Noninterest income | 193,000 | 478,000 | 798,000 | 1,092,000 |
| Noninterest expense | 1,904,000 | 3,733,000 | 5,585,000 | 7,438,000 |
| Provision for loan losses | 0 | 27,000 | 108,000 | 189,000 |
| Pretax income | 4,000 | 411,000 | 945,000 | 1,582,000 |
| Income tax | -11,000 | -4,000 | 9,000 | 25,000 |
| Net income | 15,000 | 415,000 | 936,000 | 1,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,118,000 | 18,420,000 | 18,978,000 | 19,484,000 |
| Total capital | 19,269,000 | 19,536,000 | 20,160,000 | 20,774,000 |
| Risk-weighted assets | 118,006,000 | 118,873,000 | 119,497,000 | 121,647,000 |