Call reports 2020
GEO. D. WARTHEN BANK, THE — 2020
What GEO. D. WARTHEN BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 182,303,000 | 207,408,000 | 223,036,000 | 206,573,000 |
| Total loans | 108,814,000 | 120,181,000 | 119,951,000 | 116,743,000 |
| Allowance for loan losses | 1,100,000 | 1,188,000 | 1,180,000 | 1,156,000 |
| Securities available for sale | 30,262,000 | 28,842,000 | 26,835,000 | 29,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,158,000 | 186,957,000 | 202,388,000 | 186,085,000 |
| Interest-bearing deposits | 100,451,000 | 108,749,000 | 120,185,000 | 105,452,000 |
| Noninterest-bearing deposits | 62,707,000 | 78,208,000 | 82,203,000 | 80,633,000 |
| Equity capital | 17,207,000 | 18,396,000 | 18,604,000 | 18,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,899,000 | 4,173,000 | 6,002,000 | 7,768,000 |
| Interest expense | 42,000 | 80,000 | 119,000 | 158,000 |
| Net interest income | 1,857,000 | 4,093,000 | 5,883,000 | 7,610,000 |
| Noninterest income | 280,000 | 519,000 | 792,000 | 1,069,000 |
| Noninterest expense | 1,631,000 | 3,311,000 | 5,009,000 | 6,743,000 |
| Provision for loan losses | 93,000 | 186,000 | 279,000 | 372,000 |
| Pretax income | 428,000 | 1,157,000 | 1,442,000 | 1,633,000 |
| Income tax | 19,000 | 105,000 | 125,000 | 153,000 |
| Net income | 409,000 | 1,052,000 | 1,317,000 | 1,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,525,000 | 17,658,000 | 17,919,000 | 18,132,000 |