Call reports 2019
GEO. D. WARTHEN BANK, THE — 2019
What GEO. D. WARTHEN BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 189,038,000 | 182,905,000 | 177,612,000 | 181,035,000 |
| Total loans | 113,999,000 | 111,060,000 | 112,296,000 | 106,854,000 |
| Allowance for loan losses | 989,000 | 1,012,000 | 1,051,000 | 1,119,000 |
| Securities available for sale | 35,127,000 | 34,581,000 | 33,305,000 | 31,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,643,000 | 164,532,000 | 158,771,000 | 162,224,000 |
| Interest-bearing deposits | 103,726,000 | 102,564,000 | 96,934,000 | 101,204,000 |
| Noninterest-bearing deposits | 67,917,000 | 61,968,000 | 61,837,000 | 61,020,000 |
| Equity capital | 16,186,000 | 16,910,000 | 17,220,000 | 17,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,960,000 | 3,972,000 | 5,920,000 | 7,862,000 |
| Interest expense | 44,000 | 88,000 | 131,000 | 175,000 |
| Net interest income | 1,916,000 | 3,884,000 | 5,789,000 | 7,687,000 |
| Noninterest income | 226,000 | 477,000 | 767,000 | 1,071,000 |
| Noninterest expense | 1,696,000 | 3,349,000 | 5,048,000 | 6,783,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 356,000 | 832,000 | 1,238,000 | 1,615,000 |
| Income tax | 65,000 | 155,000 | 207,000 | 183,000 |
| Net income | 291,000 | 677,000 | 1,031,000 | 1,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,044,000 | 16,415,000 | 16,685,000 | 16,922,000 |
| Total capital | 17,033,000 | 17,426,000 | 17,736,000 | 18,041,000 |
| Risk-weighted assets | 120,180,000 | 117,524,000 | 117,515,000 | 113,761,000 |