Call reports 2018
GEO. D. WARTHEN BANK, THE — 2018
What GEO. D. WARTHEN BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 179,058,000 | 186,863,000 | 179,319,000 | 176,179,000 |
| Total loans | 113,350,000 | 115,520,000 | 119,080,000 | 118,015,000 |
| Allowance for loan losses | 1,306,000 | 995,000 | 1,142,000 | 928,000 |
| Securities available for sale | 34,873,000 | 36,748,000 | 36,443,000 | 35,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,213,000 | 170,642,000 | 162,779,000 | 159,333,000 |
| Interest-bearing deposits | 96,804,000 | 104,596,000 | 99,631,000 | 96,986,000 |
| Noninterest-bearing deposits | 66,409,000 | 66,046,000 | 63,148,000 | 62,347,000 |
| Equity capital | 14,305,000 | 14,670,000 | 15,067,000 | 15,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,794,000 | 3,675,000 | 5,671,000 | 7,586,000 |
| Interest expense | 41,000 | 82,000 | 124,000 | 169,000 |
| Net interest income | 1,753,000 | 3,593,000 | 5,547,000 | 7,417,000 |
| Noninterest income | 294,000 | 590,000 | 895,000 | 1,035,000 |
| Noninterest expense | 1,564,000 | 3,110,000 | 4,643,000 | 6,223,000 |
| Provision for loan losses | 152,000 | 305,000 | 457,000 | 648,000 |
| Pretax income | 331,000 | 768,000 | 1,342,000 | 1,581,000 |
| Income tax | 151,000 | 180,000 | 237,000 | 290,000 |
| Net income | 180,000 | 588,000 | 1,105,000 | 1,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,554,000 | 14,996,000 | 15,661,000 | 15,842,000 |
| Total capital | 15,861,000 | 15,991,000 | 16,803,000 | 16,770,000 |
| Risk-weighted assets | 118,579,000 | 121,421,000 | 122,446,000 | 120,256,000 |