Call reports 2017
GEO. D. WARTHEN BANK, THE — 2017
What GEO. D. WARTHEN BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 176,376,000 | 173,351,000 | 170,511,000 | 173,889,000 |
| Total loans | 112,857,000 | 110,278,000 | 110,079,000 | 110,422,000 |
| Allowance for loan losses | 857,000 | 955,000 | 1,066,000 | 1,163,000 |
| Securities available for sale | 35,191,000 | 36,781,000 | 35,911,000 | 34,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,022,000 | 157,527,000 | 154,274,000 | 157,935,000 |
| Interest-bearing deposits | 99,562,000 | 97,571,000 | 92,907,000 | 94,786,000 |
| Noninterest-bearing deposits | 61,460,000 | 59,956,000 | 61,367,000 | 63,149,000 |
| Equity capital | 13,984,000 | 14,450,000 | 14,835,000 | 14,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,777,000 | 3,637,000 | 5,440,000 | 7,234,000 |
| Interest expense | 50,000 | 99,000 | 147,000 | 194,000 |
| Net interest income | 1,727,000 | 3,538,000 | 5,293,000 | 7,040,000 |
| Noninterest income | 218,000 | 436,000 | 710,000 | 966,000 |
| Noninterest expense | 1,615,000 | 3,355,000 | 4,905,000 | 6,499,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 180,000 | 319,000 | 648,000 | 908,000 |
| Income tax | -126,000 | -252,000 | -378,000 | -318,000 |
| Net income | 306,000 | 571,000 | 1,026,000 | 1,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,974,000 | 14,149,000 | 14,464,000 | 14,630,000 |
| Total capital | 14,832,000 | 15,105,000 | 15,532,000 | 15,794,000 |
| Risk-weighted assets | 119,542,000 | 118,106,000 | 117,850,000 | 116,995,000 |