Call reports 2016
GEO. D. WARTHEN BANK, THE — 2016
What GEO. D. WARTHEN BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 172,919,000 | 170,336,000 | 164,356,000 | 169,003,000 |
| Total loans | 107,823,000 | 105,604,000 | 106,437,000 | 108,130,000 |
| Allowance for loan losses | 656,000 | 807,000 | 896,000 | 800,000 |
| Securities available for sale | 39,461,000 | 38,197,000 | 33,783,000 | 30,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,126,000 | 152,681,000 | 147,556,000 | 154,101,000 |
| Interest-bearing deposits | 96,847,000 | 95,029,000 | 94,472,000 | 97,328,000 |
| Noninterest-bearing deposits | 54,279,000 | 57,652,000 | 53,084,000 | 56,773,000 |
| Equity capital | 15,134,000 | 15,487,000 | 15,659,000 | 14,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,738,000 | 3,521,000 | 5,260,000 | 6,996,000 |
| Interest expense | 106,000 | 196,000 | 263,000 | 317,000 |
| Net interest income | 1,632,000 | 3,325,000 | 4,997,000 | 6,679,000 |
| Noninterest income | 254,000 | 549,000 | 823,000 | 849,000 |
| Noninterest expense | 1,718,000 | 3,397,000 | 4,962,000 | 7,735,000 |
| Provision for loan losses | 155,000 | 335,000 | 515,000 | 746,000 |
| Pretax income | 13,000 | 142,000 | 424,000 | -869,000 |
| Income tax | -4,000 | -112,000 | -17,000 | -152,000 |
| Net income | 17,000 | 254,000 | 441,000 | -717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,970,000 | 15,134,000 | 15,316,000 | 14,133,000 |
| Total capital | 15,627,000 | 15,941,000 | 16,214,000 | 14,933,000 |
| Risk-weighted assets | 117,014,000 | 115,425,000 | 114,612,000 | 114,332,000 |