Call reports 2015
GEO. D. WARTHEN BANK, THE — 2015
What GEO. D. WARTHEN BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 169,776,000 | 174,627,000 | 170,752,000 | 170,015,000 |
| Total loans | 98,730,000 | 101,664,000 | 103,655,000 | 108,106,000 |
| Allowance for loan losses | 794,000 | 845,000 | 856,000 | 675,000 |
| Securities available for sale | 36,950,000 | 48,091,000 | 38,383,000 | 33,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,928,000 | 153,562,000 | 149,219,000 | 148,415,000 |
| Interest-bearing deposits | 109,488,000 | 112,344,000 | 97,643,000 | 99,050,000 |
| Noninterest-bearing deposits | 39,440,000 | 41,218,000 | 51,576,000 | 49,365,000 |
| Equity capital | 14,751,000 | 14,818,000 | 15,286,000 | 15,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,684,000 | 3,464,000 | 5,286,000 | 7,078,000 |
| Interest expense | 125,000 | 249,000 | 371,000 | 488,000 |
| Net interest income | 1,559,000 | 3,215,000 | 4,915,000 | 6,590,000 |
| Noninterest income | 219,000 | 489,000 | 727,000 | 974,000 |
| Noninterest expense | 1,680,000 | 3,151,000 | 4,695,000 | 6,257,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | -7,000 | 343,000 | 634,000 | 902,000 |
| Income tax | -11,000 | -22,000 | -119,000 | -247,000 |
| Net income | 4,000 | 365,000 | 753,000 | 1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,827,000 | 15,199,000 | 15,507,000 | 15,379,000 |
| Total capital | 15,622,000 | 16,045,000 | 16,364,000 | 16,056,000 |
| Risk-weighted assets | 105,960,000 | 113,768,000 | 113,442,000 | 116,055,000 |