Call reports 2014
GEO. D. WARTHEN BANK, THE — 2014
What GEO. D. WARTHEN BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 159,939,000 | 160,595,000 | 159,348,000 | 161,831,000 |
| Total loans | 93,923,000 | 97,215,000 | 98,287,000 | 100,143,000 |
| Allowance for loan losses | 854,000 | 840,000 | 790,000 | 677,000 |
| Securities available for sale | 37,953,000 | 40,405,000 | 39,068,000 | 38,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,906,000 | 139,032,000 | 135,916,000 | 138,551,000 |
| Interest-bearing deposits | 109,480,000 | 80,368,000 | 105,237,000 | 106,940,000 |
| Noninterest-bearing deposits | 30,426,000 | 58,664,000 | 30,679,000 | 31,611,000 |
| Equity capital | 13,607,000 | 13,882,000 | 14,048,000 | 14,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,656,000 | 3,393,000 | 5,141,000 | 6,855,000 |
| Interest expense | 175,000 | 322,000 | 466,000 | 604,000 |
| Net interest income | 1,481,000 | 3,071,000 | 4,675,000 | 6,251,000 |
| Noninterest income | 267,000 | 550,000 | 820,000 | 1,085,000 |
| Noninterest expense | 1,544,000 | 3,201,000 | 4,875,000 | 6,175,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 200,000 |
| Pretax income | 182,000 | 373,000 | 548,000 | 964,000 |
| Income tax | 0 | 0 | -48,000 | 0 |
| Net income | 182,000 | 373,000 | 596,000 | 964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,388,000 | 14,515,000 | 14,610,000 | 14,978,000 |
| Total capital | 15,252,000 | 15,373,000 | 15,414,000 | 15,670,000 |
| Risk-weighted assets | 113,499,000 | 115,040,000 | 114,895,000 | 115,334,000 |