Call reports 2013
GEO. D. WARTHEN BANK, THE — 2013
What GEO. D. WARTHEN BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 164,675,000 | 157,522,000 | 157,070,000 | 159,376,000 |
| Total loans | 96,010,000 | 93,316,000 | 91,289,000 | 95,099,000 |
| Allowance for loan losses | 1,080,000 | 1,062,000 | 916,000 | 845,000 |
| Securities available for sale | 43,965,000 | 38,079,000 | 40,295,000 | 38,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,492,000 | 142,832,000 | 142,077,000 | 139,915,000 |
| Interest-bearing deposits | 110,058,000 | 109,226,000 | 109,213,000 | 110,148,000 |
| Noninterest-bearing deposits | 38,434,000 | 33,606,000 | 32,864,000 | 29,767,000 |
| Equity capital | 15,566,000 | 14,023,000 | 13,959,000 | 13,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,754,000 | 3,410,000 | 5,075,000 | 6,600,000 |
| Interest expense | 248,000 | 455,000 | 665,000 | 858,000 |
| Net interest income | 1,506,000 | 2,955,000 | 4,410,000 | 5,742,000 |
| Noninterest income | 111,000 | 459,000 | 747,000 | 646,000 |
| Noninterest expense | 1,575,000 | 3,152,000 | 4,779,000 | 6,577,000 |
| Provision for loan losses | 50,000 | 1,560,000 | 1,560,000 | 1,559,000 |
| Pretax income | -48,000 | -1,074,000 | -958,000 | -1,524,000 |
| Income tax | -23,000 | -57,000 | -86,000 | -226,000 |
| Net income | -25,000 | -1,017,000 | -872,000 | -1,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,671,000 | 14,614,000 | 14,760,000 | 14,206,000 |
| Total capital | 16,768,000 | 15,693,000 | 15,691,000 | 15,063,000 |
| Risk-weighted assets | 113,207,000 | 113,251,000 | 112,861,000 | 114,046,000 |