Call reports 2012
GEO. D. WARTHEN BANK, THE — 2012
What GEO. D. WARTHEN BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 162,571,000 | 156,271,000 | 155,837,000 | 174,840,000 |
| Total loans | 98,210,000 | 97,923,000 | 93,825,000 | 96,512,000 |
| Allowance for loan losses | 1,075,000 | 1,066,000 | 1,011,000 | 1,184,000 |
| Securities available for sale | 35,761,000 | 38,388,000 | 24,766,000 | 37,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,777,000 | 137,376,000 | 136,964,000 | 156,348,000 |
| Interest-bearing deposits | 114,334,000 | 108,332,000 | 110,246,000 | 115,483,000 |
| Noninterest-bearing deposits | 29,443,000 | 29,044,000 | 26,718,000 | 40,865,000 |
| Equity capital | 15,996,000 | 16,047,000 | 16,136,000 | 15,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,883,000 | 3,650,000 | 5,440,000 | 7,078,000 |
| Interest expense | 320,000 | 629,000 | 930,000 | 1,217,000 |
| Net interest income | 1,563,000 | 3,021,000 | 4,510,000 | 5,861,000 |
| Noninterest income | 219,000 | 424,000 | 659,000 | 824,000 |
| Noninterest expense | 1,561,000 | 3,098,000 | 4,659,000 | 6,272,000 |
| Provision for loan losses | 37,000 | 75,000 | 113,000 | 350,000 |
| Pretax income | 184,000 | 272,000 | 726,000 | 392,000 |
| Income tax | 13,000 | 13,000 | 15,000 | -176,000 |
| Net income | 171,000 | 259,000 | 711,000 | 568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,690,000 | 15,714,000 | 16,102,000 | 15,759,000 |
| Total capital | 16,788,000 | 16,802,000 | 17,132,000 | 16,961,000 |
| Risk-weighted assets | 107,299,000 | 110,552,000 | 105,568,000 | 114,582,000 |