Call reports 2011
GEO. D. WARTHEN BANK, THE — 2011
What GEO. D. WARTHEN BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 180,146,000 | 157,203,000 | 150,687,000 | 167,038,000 |
| Total loans | 104,562,000 | 103,739,000 | 99,419,000 | 100,108,000 |
| Allowance for loan losses | 1,465,000 | 1,665,000 | 1,132,000 | 1,078,000 |
| Securities available for sale | 47,667,000 | 25,004,000 | 24,591,000 | 23,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,721,000 | 125,937,000 | 132,212,000 | 148,408,000 |
| Interest-bearing deposits | 112,724,000 | 92,818,000 | 103,674,000 | 107,669,000 |
| Noninterest-bearing deposits | 36,997,000 | 33,119,000 | 28,538,000 | 40,739,000 |
| Equity capital | 15,404,000 | 15,864,000 | 15,733,000 | 15,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,085,000 | 4,122,000 | 5,993,000 | 7,852,000 |
| Interest expense | 412,000 | 786,000 | 1,146,000 | 1,489,000 |
| Net interest income | 1,673,000 | 3,336,000 | 4,847,000 | 6,363,000 |
| Noninterest income | 206,000 | 454,000 | 673,000 | 906,000 |
| Noninterest expense | 1,539,000 | 3,101,000 | 4,603,000 | 6,202,000 |
| Provision for loan losses | 249,000 | 450,000 | 950,000 | 950,000 |
| Pretax income | 91,000 | 602,000 | 645,000 | 794,000 |
| Income tax | 63,000 | 0 | 0 | 5,000 |
| Net income | 28,000 | 602,000 | 645,000 | 789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,014,000 | 15,524,000 | 15,504,000 | 15,584,000 |
| Total capital | 16,466,000 | 16,913,000 | 16,652,000 | 16,683,000 |
| Risk-weighted assets | 116,114,000 | 110,822,000 | 105,463,000 | 98,088,000 |