Call reports 2010
GEO. D. WARTHEN BANK, THE — 2010
What GEO. D. WARTHEN BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 164,841,000 | 169,318,000 | 168,519,000 | 171,243,000 |
| Total loans | 108,321,000 | 105,364,000 | 105,595,000 | 104,816,000 |
| Allowance for loan losses | 1,271,000 | 1,293,000 | 1,279,000 | 1,282,000 |
| Securities available for sale | 33,824,000 | 34,934,000 | 39,105,000 | 51,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,211,000 | 134,844,000 | 133,605,000 | 141,881,000 |
| Interest-bearing deposits | 104,714,000 | 115,130,000 | 106,698,000 | 113,469,000 |
| Noninterest-bearing deposits | 19,497,000 | 19,714,000 | 26,907,000 | 28,412,000 |
| Equity capital | 15,023,000 | 15,201,000 | 15,477,000 | 15,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,124,000 | 4,239,000 | 6,369,000 | 8,482,000 |
| Interest expense | 688,000 | 1,363,000 | 1,923,000 | 2,417,000 |
| Net interest income | 1,436,000 | 2,876,000 | 4,446,000 | 6,065,000 |
| Noninterest income | 234,000 | 482,000 | 732,000 | 989,000 |
| Noninterest expense | 1,400,000 | 2,846,000 | 4,270,000 | 5,674,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 120,000 | 213,000 | 459,000 | 781,000 |
| Income tax | 32,000 | 45,000 | 91,000 | 92,000 |
| Net income | 88,000 | 168,000 | 368,000 | 689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,641,000 | 14,658,000 | 14,793,000 | 15,050,000 |
| Total capital | 15,926,000 | 15,965,000 | 16,083,000 | 16,346,000 |
| Risk-weighted assets | 119,317,000 | 114,189,000 | 114,021,000 | 113,563,000 |