Call reports 2025
BANK OF STEINAUER — 2025
What BANK OF STEINAUER reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 23,432,000 | 22,791,000 | 21,970,000 | 18,875,000 |
| Total loans | 11,240,000 | 11,545,000 | 11,431,000 | 12,230,000 |
| Allowance for loan losses | 76,000 | 76,000 | 76,000 | 75,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,003,000 | 1,752,000 | 1,452,000 | 1,001,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,583,000 | 20,871,000 | 19,801,000 | 17,025,000 |
| Interest-bearing deposits | 11,687,000 | 11,069,000 | 11,091,000 | 11,876,000 |
| Noninterest-bearing deposits | 9,896,000 | 9,802,000 | 8,710,000 | 5,149,000 |
| Equity capital | 1,814,000 | 1,879,000 | 1,925,000 | 1,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 576,000 | 879,000 | 1,189,000 |
| Interest expense | 65,000 | 129,000 | 195,000 | 260,000 |
| Net interest income | 205,000 | 447,000 | 684,000 | 929,000 |
| Noninterest income | 43,000 | 53,000 | 60,000 | 72,000 |
| Noninterest expense | 171,000 | 351,000 | 547,000 | 920,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 77,000 | 149,000 | 197,000 | 81,000 |
| Income tax | 6,000 | 12,000 | 15,000 | 16,000 |
| Net income | 71,000 | 137,000 | 182,000 | 65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,814,000 | 1,879,000 | 1,925,000 | 1,809,000 |
| Total capital | — | — | 2,001,000 | 1,884,000 |
| Risk-weighted assets | — | — | 11,801,000 | 12,285,000 |