Call reports 2023
BANK OF STEINAUER — 2023
What BANK OF STEINAUER reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 16,022,000 | 15,818,000 | 16,072,000 | 16,716,000 |
| Total loans | 9,753,000 | 10,135,000 | 10,543,000 | 10,101,000 |
| Allowance for loan losses | 76,000 | 76,000 | 76,000 | 65,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,757,000 | 2,456,000 | 2,454,000 | 2,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,068,000 | 14,035,000 | 14,266,000 | 15,286,000 |
| Interest-bearing deposits | 8,865,000 | 9,041,000 | 9,642,000 | 10,543,000 |
| Noninterest-bearing deposits | 5,203,000 | 4,993,000 | 4,624,000 | 4,743,000 |
| Equity capital | 1,344,000 | 1,370,000 | 1,382,000 | 1,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 151,000 | 316,000 | 492,000 | 681,000 |
| Interest expense | 26,000 | 59,000 | 103,000 | 150,000 |
| Net interest income | 125,000 | 257,000 | 389,000 | 531,000 |
| Noninterest income | 23,000 | 47,000 | 80,000 | 118,000 |
| Noninterest expense | 140,000 | 270,000 | 423,000 | 582,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,000 | 34,000 | 46,000 | 67,000 |
| Income tax | 0 | 0 | 0 | 15,000 |
| Net income | 8,000 | 34,000 | 46,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,344,000 | 1,370,000 | 1,382,000 | 1,388,000 |
| Total capital | 1,420,000 | 1,446,000 | 1,458,000 | 1,453,000 |
| Risk-weighted assets | 10,398,000 | 8,476,000 | 8,663,000 | 9,835,000 |