Call reports 2020
BANK OF STEINAUER — 2020
What BANK OF STEINAUER reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 12,693,000 | 12,432,000 | 12,899,000 | 14,335,000 |
| Total loans | 10,228,000 | 10,167,000 | 10,321,000 | 10,172,000 |
| Allowance for loan losses | 76,000 | 76,000 | 76,000 | 76,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 300,000 | 200,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,899,000 | 11,137,000 | 11,586,000 | 13,044,000 |
| Interest-bearing deposits | 8,436,000 | 8,428,000 | 8,481,000 | 9,806,000 |
| Noninterest-bearing deposits | 2,463,000 | 2,709,000 | 3,105,000 | 3,238,000 |
| Equity capital | 1,240,000 | 1,281,000 | 1,299,000 | 1,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 143,000 | 285,000 | 426,000 | 565,000 |
| Interest expense | 19,000 | 37,000 | 54,000 | 69,000 |
| Net interest income | 124,000 | 248,000 | 372,000 | 496,000 |
| Noninterest income | 10,000 | 17,000 | 23,000 | 30,000 |
| Noninterest expense | 114,000 | 202,000 | 314,000 | 467,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 15,000 | 58,000 | 76,000 | 54,000 |
| Income tax | 0 | 3,000 | 3,000 | 13,000 |
| Net income | 15,000 | 55,000 | 73,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,240,000 | 1,281,000 | 1,299,000 | 1,266,000 |