Call reports 2019
BANK OF STEINAUER — 2019
What BANK OF STEINAUER reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 12,571,000 | 12,043,000 | 11,744,000 | 12,519,000 |
| Total loans | 9,962,000 | 9,880,000 | 10,221,000 | 10,376,000 |
| Allowance for loan losses | 71,000 | 71,000 | 71,000 | 71,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 401,000 | 401,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,353,000 | 10,786,000 | 10,455,000 | 11,267,000 |
| Interest-bearing deposits | 8,792,000 | 8,433,000 | 8,227,000 | 8,629,000 |
| Noninterest-bearing deposits | 2,561,000 | 2,353,000 | 2,228,000 | 2,638,000 |
| Equity capital | 1,203,000 | 1,242,000 | 1,273,000 | 1,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 145,000 | 293,000 | 442,000 | 594,000 |
| Interest expense | 13,000 | 29,000 | 47,000 | 66,000 |
| Net interest income | 132,000 | 264,000 | 395,000 | 528,000 |
| Noninterest income | 14,000 | 26,000 | 37,000 | 47,000 |
| Noninterest expense | 120,000 | 225,000 | 337,000 | 520,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 65,000 | 95,000 | 55,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 12,000 |
| Net income | 21,000 | 60,000 | 90,000 | 43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,203,000 | 1,242,000 | 1,273,000 | 1,225,000 |
| Total capital | 1,274,000 | 1,313,000 | 1,344,000 | 1,296,000 |
| Risk-weighted assets | 8,203,000 | 8,091,000 | 7,952,000 | 8,658,000 |