Call reports 2018
BANK OF STEINAUER — 2018
What BANK OF STEINAUER reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 11,951,000 | 12,101,000 | 11,934,000 | 12,769,000 |
| Total loans | 9,508,000 | 10,315,000 | 10,647,000 | 10,317,000 |
| Allowance for loan losses | 69,000 | 69,000 | 70,000 | 71,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 502,000 | 502,000 | 501,000 | 401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,778,000 | 10,875,000 | 10,470,000 | 11,561,000 |
| Interest-bearing deposits | 8,333,000 | 8,000,000 | 7,876,000 | 8,986,000 |
| Noninterest-bearing deposits | 2,445,000 | 2,875,000 | 2,594,000 | 2,575,000 |
| Equity capital | 1,162,000 | 1,215,000 | 1,252,000 | 1,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 132,000 | 274,000 | 422,000 | 555,000 |
| Interest expense | 11,000 | 24,000 | 34,000 | 49,000 |
| Net interest income | 121,000 | 250,000 | 388,000 | 506,000 |
| Noninterest income | 15,000 | 42,000 | 58,000 | 73,000 |
| Noninterest expense | 111,000 | 214,000 | 331,000 | 523,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 78,000 | 115,000 | 56,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 13,000 |
| Net income | 23,000 | 76,000 | 113,000 | 43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,162,000 | 1,215,000 | 1,252,000 | 1,182,000 |
| Total capital | 1,231,000 | 1,284,000 | 1,322,000 | 1,253,000 |
| Risk-weighted assets | 8,040,000 | 8,715,000 | 9,009,000 | 8,614,000 |