Call reports 2017
BANK OF STEINAUER — 2017
What BANK OF STEINAUER reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 12,462,000 | 11,255,000 | 11,831,000 | 12,000,000 |
| Total loans | 8,919,000 | 9,403,000 | 10,212,000 | 10,070,000 |
| Allowance for loan losses | 66,000 | 66,000 | 66,000 | 68,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 504,000 | 504,000 | 503,000 | 503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,346,000 | 10,104,000 | 9,950,000 | 10,839,000 |
| Interest-bearing deposits | 8,972,000 | 8,115,000 | 8,143,000 | 8,415,000 |
| Noninterest-bearing deposits | 2,374,000 | 1,989,000 | 1,807,000 | 2,424,000 |
| Equity capital | 1,109,000 | 1,140,000 | 1,169,000 | 1,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 125,000 | 253,000 | 391,000 | 531,000 |
| Interest expense | 11,000 | 22,000 | 34,000 | 46,000 |
| Net interest income | 114,000 | 231,000 | 357,000 | 485,000 |
| Noninterest income | 16,000 | 32,000 | 46,000 | 63,000 |
| Noninterest expense | 116,000 | 217,000 | 329,000 | 491,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 14,000 | 46,000 | 74,000 | 52,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 9,000 |
| Net income | 12,000 | 44,000 | 72,000 | 43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,109,000 | 1,140,000 | 1,169,000 | 1,139,000 |
| Total capital | 1,175,000 | 1,206,000 | 1,235,000 | 1,207,000 |
| Risk-weighted assets | 7,890,000 | 8,118,000 | 8,557,000 | 8,503,000 |