Call reports 2016
BANK OF STEINAUER — 2016
What BANK OF STEINAUER reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 11,282,000 | 10,951,000 | 11,464,000 | 12,037,000 |
| Total loans | 9,671,000 | 9,353,000 | 9,812,000 | 9,429,000 |
| Allowance for loan losses | 66,000 | 66,000 | 66,000 | 66,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 506,000 | 505,000 | 505,000 | 504,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,984,000 | 9,828,000 | 9,661,000 | 10,922,000 |
| Interest-bearing deposits | 8,084,000 | 8,075,000 | 7,751,000 | 8,873,000 |
| Noninterest-bearing deposits | 1,900,000 | 1,753,000 | 1,910,000 | 2,049,000 |
| Equity capital | 1,084,000 | 1,109,000 | 1,137,000 | 1,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 133,000 | 261,000 | 393,000 | 523,000 |
| Interest expense | 9,000 | 18,000 | 28,000 | 39,000 |
| Net interest income | 124,000 | 243,000 | 365,000 | 484,000 |
| Noninterest income | 18,000 | 34,000 | 51,000 | 68,000 |
| Noninterest expense | 106,000 | 216,000 | 327,000 | 502,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 61,000 | 89,000 | 50,000 |
| Income tax | 7,000 | 7,000 | 7,000 | 9,000 |
| Net income | 29,000 | 54,000 | 82,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,084,000 | 1,109,000 | 1,137,000 | 1,096,000 |
| Total capital | 1,150,000 | 1,175,000 | 1,203,000 | 1,162,000 |
| Risk-weighted assets | 8,248,000 | 8,117,000 | 8,558,000 | 8,356,000 |