Call reports 2015
BANK OF STEINAUER — 2015
What BANK OF STEINAUER reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 12,058,000 | 11,951,000 | 11,644,000 | 11,777,000 |
| Total loans | 9,011,000 | 9,967,000 | 10,038,000 | 9,970,000 |
| Allowance for loan losses | 61,000 | 61,000 | 61,000 | 66,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 857,000 | 507,000 | 506,000 | 506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,005,000 | 10,469,000 | 10,512,000 | 10,598,000 |
| Interest-bearing deposits | 8,829,000 | 8,335,000 | 8,543,000 | 8,418,000 |
| Noninterest-bearing deposits | 2,176,000 | 2,134,000 | 1,969,000 | 2,180,000 |
| Equity capital | 1,047,000 | 1,074,000 | 1,120,000 | 1,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 128,000 | 262,000 | 401,000 | 540,000 |
| Interest expense | 7,000 | 14,000 | 22,000 | 30,000 |
| Net interest income | 121,000 | 248,000 | 379,000 | 510,000 |
| Noninterest income | 15,000 | 31,000 | 49,000 | 66,000 |
| Noninterest expense | 102,000 | 218,000 | 319,000 | 519,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 34,000 | 61,000 | 108,000 | 51,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 9,000 |
| Net income | 33,000 | 60,000 | 107,000 | 42,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,047,000 | 1,074,000 | 1,120,000 | 1,055,000 |
| Total capital | 1,108,000 | 1,135,000 | 1,181,000 | 1,121,000 |
| Risk-weighted assets | 7,855,000 | 8,578,000 | 8,710,000 | 8,732,000 |