Call reports 2013
BANK OF STEINAUER — 2013
What BANK OF STEINAUER reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 11,552,000 | 11,300,000 | 11,629,000 | 13,024,000 |
| Total loans | 6,580,000 | 6,894,000 | 7,208,000 | 7,149,000 |
| Allowance for loan losses | 90,000 | 90,000 | 89,000 | 89,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 712,000 | 560,000 | 560,000 | 559,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,570,000 | 10,302,000 | 10,599,000 | 12,027,000 |
| Interest-bearing deposits | 8,109,000 | 8,334,000 | 8,821,000 | 9,817,000 |
| Noninterest-bearing deposits | 2,461,000 | 1,968,000 | 1,778,000 | 2,210,000 |
| Equity capital | 975,000 | 988,000 | 1,020,000 | 982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 116,000 | 232,000 | 350,000 | 468,000 |
| Interest expense | 11,000 | 21,000 | 30,000 | 40,000 |
| Net interest income | 105,000 | 211,000 | 320,000 | 428,000 |
| Noninterest income | 16,000 | 31,000 | 46,000 | 62,000 |
| Noninterest expense | 91,000 | 199,000 | 291,000 | 449,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 40,000 | 72,000 | 38,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 4,000 |
| Net income | 27,000 | 39,000 | 71,000 | 34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 975,000 | 988,000 | 1,020,000 | 982,000 |
| Total capital | 1,062,000 | 1,075,000 | 1,109,000 | 1,071,000 |
| Risk-weighted assets | 6,981,000 | 6,954,000 | 7,317,000 | 7,542,000 |