Call reports 2012
BANK OF STEINAUER — 2012
What BANK OF STEINAUER reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 11,022,000 | 10,802,000 | 10,916,000 | 11,497,000 |
| Total loans | 6,728,000 | 7,225,000 | 7,027,000 | 6,762,000 |
| Allowance for loan losses | 108,000 | 91,000 | 90,000 | 90,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,271,000 | 718,000 | 716,000 | 714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,057,000 | 9,613,000 | 9,878,000 | 10,534,000 |
| Interest-bearing deposits | 7,943,000 | 7,752,000 | 7,873,000 | 8,132,000 |
| Noninterest-bearing deposits | 2,114,000 | 1,861,000 | 2,005,000 | 2,402,000 |
| Equity capital | 957,000 | 980,000 | 1,029,000 | 949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 126,000 | 254,000 | 389,000 | 513,000 |
| Interest expense | 14,000 | 27,000 | 40,000 | 52,000 |
| Net interest income | 112,000 | 227,000 | 349,000 | 461,000 |
| Noninterest income | 18,000 | 36,000 | 57,000 | 76,000 |
| Noninterest expense | 97,000 | 199,000 | 287,000 | 493,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 5,000 |
| Pretax income | 33,000 | 57,000 | 106,000 | 29,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 5,000 |
| Net income | 32,000 | 56,000 | 105,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 957,000 | 980,000 | 1,029,000 | 949,000 |
| Total capital | 1,046,000 | 1,071,000 | 1,119,000 | 1,039,000 |
| Risk-weighted assets | 7,108,000 | 7,382,000 | 7,231,000 | 7,206,000 |