Call reports 2011
BANK OF STEINAUER — 2011
What BANK OF STEINAUER reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 10,788,000 | 11,067,000 | 10,530,000 | 10,545,000 |
| Total loans | 6,445,000 | 7,149,000 | 7,166,000 | 7,074,000 |
| Allowance for loan losses | 106,000 | 106,000 | 106,000 | 108,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,400,000 | 1,950,000 | 1,639,000 | 1,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,846,000 | 10,071,000 | 9,486,000 | 9,608,000 |
| Interest-bearing deposits | 7,987,000 | 7,767,000 | 7,519,000 | 7,542,000 |
| Noninterest-bearing deposits | 1,859,000 | 2,304,000 | 1,967,000 | 2,066,000 |
| Equity capital | 932,000 | 983,000 | 1,036,000 | 925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 121,000 | 252,000 | 385,000 | 522,000 |
| Interest expense | 19,000 | 37,000 | 54,000 | 69,000 |
| Net interest income | 102,000 | 215,000 | 331,000 | 453,000 |
| Noninterest income | 17,000 | 35,000 | 55,000 | 72,000 |
| Noninterest expense | 80,000 | 159,000 | 239,000 | 485,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 39,000 | 91,000 | 147,000 | 37,000 |
| Income tax | 0 | 0 | 3,000 | 4,000 |
| Net income | 39,000 | 91,000 | 144,000 | 33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 932,000 | 983,000 | 1,036,000 | 925,000 |
| Total capital | 1,013,000 | 1,072,000 | 1,127,000 | 1,016,000 |
| Risk-weighted assets | 6,457,000 | 7,102,000 | 7,279,000 | 7,291,000 |