Call reports 2010
BANK OF STEINAUER — 2010
What BANK OF STEINAUER reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 9,795,000 | 9,531,000 | 10,138,000 | 10,506,000 |
| Total loans | 6,160,000 | 6,441,000 | 6,740,000 | 6,520,000 |
| Allowance for loan losses | 101,000 | 101,000 | 101,000 | 106,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,828,000 | 2,013,000 | 1,386,000 | 1,551,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,908,000 | 8,605,000 | 9,174,000 | 9,603,000 |
| Interest-bearing deposits | 7,172,000 | 7,141,000 | 7,368,000 | 7,910,000 |
| Noninterest-bearing deposits | 1,735,000 | 1,464,000 | 1,806,000 | 1,693,000 |
| Equity capital | 868,000 | 901,000 | 937,000 | 892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 127,000 | 254,000 | 383,000 | 510,000 |
| Interest expense | 22,000 | 42,000 | 61,000 | 82,000 |
| Net interest income | 105,000 | 212,000 | 322,000 | 428,000 |
| Noninterest income | 16,000 | 30,000 | 47,000 | 62,000 |
| Noninterest expense | 94,000 | 173,000 | 254,000 | 433,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 27,000 | 69,000 | 115,000 | 52,000 |
| Income tax | 10,000 | 20,000 | 30,000 | 12,000 |
| Net income | 17,000 | 49,000 | 85,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 868,000 | 901,000 | 937,000 | 892,000 |
| Total capital | 946,000 | 981,000 | 1,021,000 | 973,000 |
| Risk-weighted assets | 6,236,000 | 6,352,000 | 6,704,000 | 6,490,000 |