Call reports 2021
DIXON BANK — 2021
What DIXON BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 82,567,000 | 83,631,000 | 81,918,000 | 83,120,000 |
| Total loans | 18,037,000 | 17,562,000 | 18,105,000 | 15,278,000 |
| Allowance for loan losses | 440,000 | 451,000 | 453,000 | 436,000 |
| Securities available for sale | 35,632,000 | 37,618,000 | 33,296,000 | 32,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,897,000 | 62,731,000 | 61,027,000 | 62,529,000 |
| Interest-bearing deposits | 54,585,000 | 54,072,000 | 53,457,000 | 54,234,000 |
| Noninterest-bearing deposits | 7,312,000 | 8,659,000 | 7,570,000 | 8,295,000 |
| Equity capital | 20,467,000 | 20,671,000 | 20,649,000 | 20,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 449,000 | 921,000 | 1,364,000 | 1,773,000 |
| Interest expense | 130,000 | 258,000 | 385,000 | 512,000 |
| Net interest income | 319,000 | 663,000 | 979,000 | 1,261,000 |
| Noninterest income | 22,000 | 51,000 | 82,000 | 108,000 |
| Noninterest expense | 353,000 | 691,000 | 1,038,000 | 1,473,000 |
| Provision for loan losses | 0 | 0 | 0 | -17,000 |
| Pretax income | -13,000 | 19,000 | 16,000 | -96,000 |
| Income tax | 0 | 0 | 0 | -53,000 |
| Net income | -13,000 | 19,000 | 16,000 | -43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,882,000 | 20,911,000 | 20,908,000 | 21,009,000 |