Call reports 2020
DIXON BANK — 2020
What DIXON BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 82,933,000 | 80,424,000 | 79,864,000 | 81,035,000 |
| Total loans | 17,966,000 | 17,957,000 | 17,401,000 | 18,936,000 |
| Allowance for loan losses | 404,000 | 406,000 | 422,000 | 438,000 |
| Securities available for sale | 33,474,000 | 26,900,000 | 28,213,000 | 26,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,741,000 | 59,025,000 | 58,430,000 | 59,728,000 |
| Interest-bearing deposits | 53,948,000 | 50,748,000 | 50,157,000 | 51,742,000 |
| Noninterest-bearing deposits | 7,793,000 | 8,277,000 | 8,273,000 | 7,986,000 |
| Equity capital | 20,817,000 | 20,996,000 | 21,040,000 | 21,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,187,000 | 1,688,000 | 2,177,000 |
| Interest expense | 166,000 | 320,000 | 467,000 | 600,000 |
| Net interest income | 477,000 | 867,000 | 1,221,000 | 1,577,000 |
| Noninterest income | 27,000 | 50,000 | 78,000 | 102,000 |
| Noninterest expense | 365,000 | 731,000 | 1,103,000 | 1,478,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 146,000 | 193,000 | 200,000 | 203,000 |
| Income tax | 19,000 | -10,000 | -46,000 | -90,000 |
| Net income | 127,000 | 203,000 | 246,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,721,000 | 20,758,000 | 20,851,000 | 20,895,000 |