Call reports 2019
DIXON BANK — 2019
What DIXON BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 95,195,000 | 81,893,000 | 82,690,000 | 83,354,000 |
| Total loans | 20,728,000 | 19,729,000 | 19,311,000 | 18,618,000 |
| Allowance for loan losses | 526,000 | 544,000 | 585,000 | 353,000 |
| Securities available for sale | 51,015,000 | 51,691,000 | 51,604,000 | 47,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,167,000 | 61,016,000 | 61,570,000 | 62,295,000 |
| Interest-bearing deposits | 68,727,000 | 55,821,000 | 55,644,000 | 55,132,000 |
| Noninterest-bearing deposits | 6,440,000 | 5,195,000 | 5,926,000 | 7,163,000 |
| Equity capital | 19,806,000 | 20,509,000 | 20,681,000 | 20,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 723,000 | 1,435,000 | 2,118,000 | 2,753,000 |
| Interest expense | 160,000 | 330,000 | 505,000 | 680,000 |
| Net interest income | 563,000 | 1,105,000 | 1,613,000 | 2,073,000 |
| Noninterest income | 30,000 | 66,000 | 109,000 | 140,000 |
| Noninterest expense | 370,000 | 740,000 | 1,149,000 | 1,560,000 |
| Provision for loan losses | 0 | 30,000 | 50,000 | 50,000 |
| Pretax income | 218,000 | 392,000 | 511,000 | 590,000 |
| Income tax | 37,000 | 45,000 | 37,000 | 39,000 |
| Net income | 181,000 | 347,000 | 474,000 | 551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,244,000 | 20,408,000 | 20,507,000 | 20,608,000 |
| Total capital | 20,745,000 | 20,867,000 | 20,958,000 | 20,961,000 |
| Risk-weighted assets | 40,101,000 | 36,675,000 | 36,001,000 | 36,040,000 |