Call reports 2018
DIXON BANK — 2018
What DIXON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 85,159,000 | 81,323,000 | 81,612,000 | 84,158,000 |
| Total loans | 19,946,000 | 20,544,000 | 20,072,000 | 20,436,000 |
| Allowance for loan losses | 634,000 | 610,000 | 607,000 | 582,000 |
| Securities available for sale | 50,383,000 | 50,252,000 | 49,885,000 | 50,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,768,000 | 62,791,000 | 63,235,000 | 64,999,000 |
| Interest-bearing deposits | 58,733,000 | 57,171,000 | 57,412,000 | 59,343,000 |
| Noninterest-bearing deposits | 8,035,000 | 5,620,000 | 5,823,000 | 5,656,000 |
| Equity capital | 18,226,000 | 18,312,000 | 18,141,000 | 18,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 704,000 | 1,419,000 | 2,118,000 | 2,839,000 |
| Interest expense | 126,000 | 255,000 | 387,000 | 542,000 |
| Net interest income | 578,000 | 1,164,000 | 1,731,000 | 2,297,000 |
| Noninterest income | 25,000 | 59,000 | 91,000 | 122,000 |
| Noninterest expense | 348,000 | 723,000 | 1,177,000 | 1,593,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 250,000 | 491,000 | 633,000 | 809,000 |
| Income tax | 54,000 | 106,000 | 137,000 | 176,000 |
| Net income | 196,000 | 385,000 | 496,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,632,000 | 19,817,000 | 19,928,000 | 20,063,000 |
| Total capital | 20,129,000 | 20,314,000 | 20,442,000 | 20,536,000 |
| Risk-weighted assets | 39,731,000 | 39,672,000 | 41,006,000 | 37,713,000 |