Call reports 2017
DIXON BANK — 2017
What DIXON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 85,204,000 | 84,283,000 | 82,751,000 | 83,743,000 |
| Total loans | 19,902,000 | 20,242,000 | 20,290,000 | 20,473,000 |
| Allowance for loan losses | 747,000 | 740,000 | 766,000 | 681,000 |
| Securities available for sale | 54,312,000 | 53,021,000 | 52,174,000 | 51,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,927,000 | 65,304,000 | 63,716,000 | 65,019,000 |
| Interest-bearing deposits | 59,427,000 | 58,393,000 | 57,170,000 | 57,409,000 |
| Noninterest-bearing deposits | 7,500,000 | 6,911,000 | 6,546,000 | 7,610,000 |
| Equity capital | 18,123,000 | 18,831,000 | 18,862,000 | 18,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,422,000 | 2,136,000 | 2,845,000 |
| Interest expense | 128,000 | 257,000 | 388,000 | 516,000 |
| Net interest income | 583,000 | 1,165,000 | 1,748,000 | 2,329,000 |
| Noninterest income | 34,000 | 64,000 | 98,000 | 134,000 |
| Noninterest expense | 386,000 | 760,000 | 1,180,000 | 1,595,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 227,000 | 458,000 | 651,000 | 948,000 |
| Income tax | 56,000 | 107,000 | 149,000 | 173,000 |
| Net income | 171,000 | 351,000 | 502,000 | 775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,838,000 | 19,016,000 | 19,166,000 | 19,436,000 |
| Total capital | 19,331,000 | 19,507,000 | 19,653,000 | 19,931,000 |
| Risk-weighted assets | 39,157,000 | 39,034,000 | 38,659,000 | 39,438,000 |