Call reports 2016
DIXON BANK — 2016
What DIXON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 89,709,000 | 87,896,000 | 86,050,000 | 84,903,000 |
| Total loans | 19,810,000 | 19,802,000 | 19,691,000 | 20,038,000 |
| Allowance for loan losses | 704,000 | 721,000 | 756,000 | 757,000 |
| Securities available for sale | 56,346,000 | 54,989,000 | 54,095,000 | 53,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,737,000 | 68,392,000 | 66,503,000 | 67,041,000 |
| Interest-bearing deposits | 63,848,000 | 62,062,000 | 60,359,000 | 60,061,000 |
| Noninterest-bearing deposits | 6,889,000 | 6,330,000 | 6,144,000 | 6,980,000 |
| Equity capital | 18,556,000 | 19,009,000 | 19,052,000 | 17,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,517,000 | 2,231,000 | 2,954,000 |
| Interest expense | 139,000 | 277,000 | 413,000 | 543,000 |
| Net interest income | 640,000 | 1,240,000 | 1,818,000 | 2,411,000 |
| Noninterest income | 34,000 | 90,000 | 123,000 | 161,000 |
| Noninterest expense | 380,000 | 760,000 | 1,169,000 | 1,555,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 299,000 | 604,000 | 859,000 | 1,102,000 |
| Income tax | 56,000 | 133,000 | 189,000 | 245,000 |
| Net income | 243,000 | 471,000 | 670,000 | 857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,059,000 | 18,284,000 | 18,484,000 | 18,667,000 |
| Total capital | 18,561,000 | 18,782,000 | 18,976,000 | 19,168,000 |
| Risk-weighted assets | 39,960,000 | 39,602,000 | 39,125,000 | 39,848,000 |