Call reports 2015
DIXON BANK — 2015
What DIXON BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 90,092,000 | 87,915,000 | 88,118,000 | 88,529,000 |
| Total loans | 18,925,000 | 19,436,000 | 19,848,000 | 19,638,000 |
| Allowance for loan losses | 663,000 | 656,000 | 685,000 | 695,000 |
| Securities available for sale | 64,794,000 | 59,938,000 | 55,410,000 | 59,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,988,000 | 70,433,000 | 69,907,000 | 70,111,000 |
| Interest-bearing deposits | 64,834,000 | 63,604,000 | 63,055,000 | 63,505,000 |
| Noninterest-bearing deposits | 7,154,000 | 6,829,000 | 6,852,000 | 6,606,000 |
| Equity capital | 17,676,000 | 17,165,000 | 17,831,000 | 18,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 732,000 | 1,447,000 | 2,159,000 | 2,856,000 |
| Interest expense | 150,000 | 301,000 | 447,000 | 587,000 |
| Net interest income | 582,000 | 1,146,000 | 1,712,000 | 2,269,000 |
| Noninterest income | 32,000 | 61,000 | 90,000 | 119,000 |
| Noninterest expense | 381,000 | 721,000 | 1,129,000 | 1,488,000 |
| Provision for loan losses | 10,000 | 30,000 | 40,000 | 40,000 |
| Pretax income | 245,000 | 480,000 | 662,000 | 892,000 |
| Income tax | 53,000 | 105,000 | 144,000 | 203,000 |
| Net income | 192,000 | 375,000 | 518,000 | 689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,325,000 | 17,505,000 | 17,648,000 | 17,816,000 |
| Total capital | 17,763,000 | 17,949,000 | 18,151,000 | 18,312,000 |
| Risk-weighted assets | 34,786,000 | 38,360,000 | 40,021,000 | 39,502,000 |