Call reports 2013
DIXON BANK — 2013
What DIXON BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 92,567,000 | 87,616,000 | 87,612,000 | 86,026,000 |
| Total loans | 21,562,000 | 22,188,000 | 22,020,000 | 22,189,000 |
| Allowance for loan losses | 600,000 | 610,000 | 561,000 | 604,000 |
| Securities available for sale | 64,592,000 | 60,851,000 | 60,049,000 | 58,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,973,000 | 73,384,000 | 73,671,000 | 72,961,000 |
| Interest-bearing deposits | 70,402,000 | 68,569,000 | 68,907,000 | 67,784,000 |
| Noninterest-bearing deposits | 5,571,000 | 4,815,000 | 4,764,000 | 5,177,000 |
| Equity capital | 16,293,000 | 13,982,000 | 13,708,000 | 12,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,484,000 | 2,258,000 | 3,032,000 |
| Interest expense | 171,000 | 340,000 | 508,000 | 672,000 |
| Net interest income | 560,000 | 1,144,000 | 1,750,000 | 2,360,000 |
| Noninterest income | 29,000 | 64,000 | 102,000 | 150,000 |
| Noninterest expense | 375,000 | 709,000 | 1,096,000 | 1,483,000 |
| Provision for loan losses | 0 | 10,000 | 30,000 | 70,000 |
| Pretax income | 230,000 | 510,000 | 749,000 | 981,000 |
| Income tax | 48,000 | 110,000 | 163,000 | 214,000 |
| Net income | 182,000 | 400,000 | 586,000 | 767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,805,000 | 16,021,000 | 16,206,000 | 16,385,000 |
| Total capital | 16,260,000 | 16,486,000 | 16,672,000 | 16,853,000 |
| Risk-weighted assets | 36,246,000 | 37,088,000 | 37,162,000 | 37,265,000 |